Author Archives: Charles Roberts, CFP®

About Charles Roberts, CFP®

Founder & CEO, Financial Freedom Planners™

FEAR SPREADS FAST, BUT KEEP PERSPECTIVE

As February began, most investors were keeping a cautious eye on the coronavirus that was spreading in China. While there were isolated outbreaks around the globe, they were just that – isolated. Some firms began to back away from prior … Continue reading

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Stock Market Perspective – The Good, The Bad & The Ugly

Stock Market Perspective – The Good, The Bad & The Ugly The Good: Thus far, we have felt the recent correction in the equity markets has been orderly and relatively normal. We have enjoyed the rising markets, seemingly relentless until … Continue reading

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Reflecting on 2019, Moving Ahead + Market Recap

As a new year approaches, it is only natural for us to reflect on how things went in 2019. Personal and professional accomplishments may take center stage. Or, we may take stock of any disappointments and recalibrate as 2020 approaches. … Continue reading

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6 Social Security Traps to Avoid

On January 31, 1940, the first monthly Social Security check was issued to Ida May Fuller of Ludlow, Vermont. She received $22.54, according to the Social Security Administration. She was 65 years old at the time. She passed away at … Continue reading

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Dodge the 9 Top Elder Frauds

You’ve saved money all your life. Or, maybe you sold your business after investing years of hard work. You’ve chosen the smart path and have a comfortable nest egg as you set sail into retirement. But always be on guard! … Continue reading

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Records Are Made to Be Broken

We’ve all heard it said: “Records are made to be broken.” We celebrate record-breaking winning streaks from our favorite teams. Conversely, we hope to avoid a long string of losses. The bull market that began in 2009 is not the … Continue reading

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A Positive Viewpoint – The American Tailwind

It’s common practice for the president or CEO of a company to include a letter to shareholders in the annual report. Berkshire Hathaway’s chairman and CEO, Warren Buffett, doesn’t buck the trend. His annual letter (http://www.berkshirehathaway.com/letters/2018ltr.pdf) captures plenty of attention, … Continue reading

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HOW TO SPEND MONEY DURING THE HOLIDAYS WITH MORE JOY & LESS STRESS

The upcoming holiday season can be joyful, but many people find it one of the most stressful periods of the year. Most of us are in the Spend Money/Buying Mode until the New Year begins, and then need to deal … Continue reading

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Tax Traps to Avoid in Retirement

Since we celebrated our nation’s birthday earlier this month, it’s only fitting to quote one of our founders: “Our new Constitution is now established, and has an appearance that promises permanency; but in this world, nothing can be said to … Continue reading

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