Tag Archives: Budget

HOW TO SPEND MONEY DURING THE HOLIDAYS WITH MORE JOY & LESS STRESS

The upcoming holiday season can be joyful, but many people find it one of the most stressful periods of the year. Most of us are in the Spend Money/Buying Mode until the New Year begins, and then need to deal … Continue reading

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THE IMPORTANCE OF “PERSONAL” IN PERSONAL FINANCIAL PLANNING

Given the personal nature of Financial Planning, it’s no real surprise about the findings of a recent Gallup Poll.  Only one in three U.S. investors were “very comfortable using online technology for investing.”  Among respondents, 44% use an adviser, while … Continue reading

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7 Ways To Unknowingly Sabotage Your Retirement Income And How To Avoid Them

It’s no secret we are facing a retirement crisis in our country.  We’ve written a number of times on the subject, including the staggering statistic that 71% of middle-income people don’t have a written retirement plan.  In particular small-business owners … Continue reading

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60% Of 401(k) Participants Accumulated More Debt Than Retirement Savings

According to a recent article in Zero Hedge, 60% of 401 (k) participants accumulated more debt than retirement savings between 2010 and 2011.  This is even with the average plan participant deferring 8% of their annual income through their 401 … Continue reading

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Fitch Slapped – Don’t Use Government’s Playbook For Your Personal Budget!

It appears our “leaders” in Washington have cobbled some sort of budget deal together, another last-minute fiasco.  It was bad enough again this time for the rating agency, Fitch, to put our country’s credit rating under negative review. Don’t let … Continue reading

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