Tag Archives: Certified Financial Planner

Kiplinger’s Personal Finance: Finding conflict-free financial advice

Take a look at a recent article in the Richmond Times Dispatch discussing how to find conflict-free financial advice. Call us at Financial Freedom Planners and see how our approach as a CFP®, we offer objective, affordable fee-only (hourly & project-based) financial … Continue reading

Posted in Financial Planner | Tagged , , , , , , , | Leave a comment

Social Security Benefits Bump Up Every 4 Months You Wait

SS Benefits Increase Every 4 Months You Wait Full retirement age for Americans born between 1943 and 1954 is 66 years old— here’s how benefits rise or fall if they retire anytime between 62 and 70. Americans born between 1943 and 1954 … Continue reading

Posted in Financial Planning | Tagged , , , , , , | Leave a comment

FRAUD – 10 WAYS TO BEEF UP YOUR DEFENSIVE LINE

On guard against fraud Fraud is a reality that we must constantly guard ourselves against. There are those who can be considered trusted advisors and there are those who will always be unscrupulous. We know and understand that. Yet, by … Continue reading

Posted in Financial Planner, Financial Planning | Tagged , , , , , , , , , , , | Leave a comment

Presidential Election – What Do Soccer & Investment Strategy Have In Common?

Resist the temptation to react, as difficult and counter-intuitive it may be. Sometimes, the best reaction is no action at all! Consider the following soccer strategy: During a penalty kick, a soccer goalie must make a split-second decision to stay put … Continue reading

Posted in Financial Advisor, Financial Planning | Tagged , , , , , , , , , , | Leave a comment

#ZeroInterestRatesMatter – Party Like It’s 1999

What should an investor do? Markets are confounding.  They appear to be almost predictable. Until they’re not! We are in an investment environment that reminds me of the technology bubble 16 years ago, and the markets are partying like it’s 1999. … Continue reading

Posted in Financial Planner, Investing | Tagged , , , , , , , , , , , , , , , , | 1 Comment

Six Questions Every Proactive Investor Should Ask Their Financial Advisor

And Some Basic Math! I felt compelled to write this article after recent meetings with two different clients. In each case, they entered into investments where high fees virtually guarantee they won’t be able to reach the projected returns, let … Continue reading

Posted in Financial Advisor, Financial Services | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Is Your Financial Advisor Working For You?

It may be a shock the answer to this question is in many, many cases, NO. Let me explain. There is currently much controversy in the government right now over what’s called the “Fiduciary Standard.” The word “fiduciary” comes from the Latin … Continue reading

Posted in Financial Advisor, Financial Planner | Tagged , , , , , , , , , , , , , , , | Leave a comment