Tag Archives: Written Retirement Plan

Social Security Benefits Bump Up Every 4 Months You Wait

SS Benefits Increase Every 4 Months You Wait Full retirement age for Americans born between 1943 and 1954 is 66 years old— here’s how benefits rise or fall if they retire anytime between 62 and 70. Americans born between 1943 and 1954 … Continue reading

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What We Worry About: Top Three Financial Worries People Have

The number one worry is unlikely to surprise anyone reading this blog, and that is retirement. According to a recent Gallup poll, “A firm majority of Americans, 59%, are worried about not having enough money for retirement, surpassing eight other financial matters.” … Continue reading

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7 Ways To Unknowingly Sabotage Your Retirement Income And How To Avoid Them

It’s no secret we are facing a retirement crisis in our country.  We’ve written a number of times on the subject, including the staggering statistic that 71% of middle-income people don’t have a written retirement plan.  In particular small-business owners … Continue reading

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7 Habits of Highly Effective Retirees

We all know how important habits are, and they can be constructive and positive or destructive and negative.  It has been said the difference between dreaming and doing is a result of habits formed to achieve the destination you want. … Continue reading

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Small Business Owners Face A Retirement Crisis

As an owner of a small business, I appreciate all the pressures entrepreneurs are under. A recent article in Businessweek observes that the self-employed save very erratically. We have written recently that only 71% of Americans have a written Retirement Plan, and … Continue reading

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Financial Illiteracy – The Odds Are Stacked Against Us

It’s no secret that financial service companies spend billions each year marketing and selling their products and services.  There is nothing surprising or wrong about this.  However a recent study by the Consumer Financial Protection Bureau compared how much is … Continue reading

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