Tag Archives: Financial Freedom Planners
HOW TO SPEND MONEY DURING THE HOLIDAYS WITH MORE JOY & LESS STRESS
The upcoming holiday season can be joyful, but many people find it one of the most stressful periods of the year. Most of us are in the Spend Money/Buying Mode until the New Year begins, and then need to deal … Continue reading
Social Security Benefits Bump Up Every 4 Months You Wait
SS Benefits Increase Every 4 Months You Wait Full retirement age for Americans born between 1943 and 1954 is 66 years old— here’s how benefits rise or fall if they retire anytime between 62 and 70. Americans born between 1943 and 1954 … Continue reading
Six Questions Every Proactive Investor Should Ask Their Financial Advisor
And Some Basic Math! I felt compelled to write this article after recent meetings with two different clients. In each case, they entered into investments where high fees virtually guarantee they won’t be able to reach the projected returns, let … Continue reading
Is Your Financial Advisor Working For You?
It may be a shock the answer to this question is in many, many cases, NO. Let me explain. There is currently much controversy in the government right now over what’s called the “Fiduciary Standard.” The word “fiduciary” comes from the Latin … Continue reading
Stay Ahead of the Fed – Are Interest Rates Going to Begin Rising?
The Federal Reserve has been talking about raising interest rates for most of this year. Given their dependence on economic data, particularly employment numbers, it appears they are about to get serious. The next Open Market … Continue reading
10 SCARY RETIREMENT STATS
These 10 stats could motivate just about anyone to make retirement planning a priority, according to a recent article in ThinkAdvisor. They extracted the 10 statistics from the National Association of Government Defined Contribution Administrators, Inc. (NAGDCA) that they believe rank highest … Continue reading
WHY FINANCIAL FREEDOM PLANNERS?
About to celebrate our first anniversary at Financial Freedom Planners™, we are frequently asked “why did you launch the firm,” “how are you different,” and “what is your why?” As a veteran in financial services for over thirty years, I always … Continue reading
THE IMPORTANCE OF “PERSONAL” IN PERSONAL FINANCIAL PLANNING
Given the personal nature of Financial Planning, it’s no real surprise about the findings of a recent Gallup Poll. Only one in three U.S. investors were “very comfortable using online technology for investing.” Among respondents, 44% use an adviser, while … Continue reading
AVOIDING THE WOLF OF WALL STREET: 4 MUST-ASK QUESTIONS
It seems every few years there is another movie about Wall Street taking advantage of the public. Probably the most famous one was Wall Street in 1987, when Michael Douglas played Gordon Gekko as the mentor to Bud Fox, Charlie … Continue reading
Financial Freedom Planners 