Tag Archives: Financial Freedom Planners

Social Security Benefits Bump Up Every 4 Months You Wait

SS Benefits Increase Every 4 Months You Wait Full retirement age for Americans born between 1943 and 1954 is 66 years old— here’s how benefits rise or fall if they retire anytime between 62 and 70. Americans born between 1943 and 1954 … Continue reading

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Six Questions Every Proactive Investor Should Ask Their Financial Advisor

And Some Basic Math! I felt compelled to write this article after recent meetings with two different clients. In each case, they entered into investments where high fees virtually guarantee they won’t be able to reach the projected returns, let … Continue reading

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Is Your Financial Advisor Working For You?

It may be a shock the answer to this question is in many, many cases, NO. Let me explain. There is currently much controversy in the government right now over what’s called the “Fiduciary Standard.” The word “fiduciary” comes from the Latin … Continue reading

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Stay Ahead of the Fed – Are Interest Rates Going to Begin Rising?

        The Federal Reserve has been talking about raising interest rates for most of this year. Given their dependence on economic data, particularly employment numbers, it appears they are about to get serious. The next Open Market … Continue reading

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10 SCARY RETIREMENT STATS

These 10 stats could motivate just about anyone to make retirement planning a priority, according to a recent article in ThinkAdvisor.  They extracted the 10 statistics from the National Association of Government Defined Contribution Administrators, Inc. (NAGDCA) that they believe rank highest … Continue reading

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WHY FINANCIAL FREEDOM PLANNERS?

About to celebrate our first anniversary at Financial Freedom Planners™, we are frequently asked “why did you launch the firm,” “how are you different,” and “what is your why?” As a veteran in financial services for over thirty years, I always … Continue reading

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THE IMPORTANCE OF “PERSONAL” IN PERSONAL FINANCIAL PLANNING

Given the personal nature of Financial Planning, it’s no real surprise about the findings of a recent Gallup Poll.  Only one in three U.S. investors were “very comfortable using online technology for investing.”  Among respondents, 44% use an adviser, while … Continue reading

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